Our Team

The right people is the key to success of any business and to lasting client relationships.

We are fortunate to have a fantastic team at Hammond Raggett who are passionate about what we do and who always put the needs of our clients first.

We encourage our clients to engage with our team at all levels and not just with their adviser.

Directors & Senior Management

Stephen Whamond

Stephen Whamond

ACII, FPFS, Chartered Financial Planner Chief Executive

Stephen is the Chief Executive of the business, Chartered Financial Planner and a Fellow of the Personal Finance Society. He has considerable experience having worked in the financial services profession for over 25 years. He became a shareholder in Hammond Raggett & Company in 2004 and in 2012 became and remains its majority shareholder. Stephen is responsible for key client relationships and for the overall management and direction of our business.

Bernard Raggett

Bernard Raggett

BA(Hons) Law, M. Phil (Econ), FCII, FPMI, Dip PFS Non-Executive Director

Bernard graduated in Law in Manchester and went on to undertaken research to complete a Master of Philosophy degree in Economics. He is a Fellow of the Chartered Insurance Institute, a Fellow of the Pensions Management Institute, holds the Diploma of the Personal Finance Society and is a Chartered Insurance Practitioner. He was the winner of the prestigious Rutter Gold Medal award from the Chartered Insurance Institute. Following his retirement from day to day work, Bernard retains a shareholding in our business, and acts as a non-executive director providing valuable advice to the management team.

Charlene Somerset

Charlene Somerset

DipPFS Operations Manager

Charlene is responsible for the management of our client support functions and a variety of operational aspects of our business in both our Manchester and Lymm offices.  She is also involved in many of the compliance functions and supports Stephen Whamond with the development of our business. Having joined us in 2009, Charlene is now a shareholder.

Financial Planning Team

Alex Benett

Alex Benett

BSc, DipPFS, Financial Planner

Alex has worked within financial services for a number of years since completing her degree in Mathematics at Manchester University. She has held other roles within our business before making the transition to become the newest addition to our Financial planning team. Her work is varied covering most aspects of personal financial planning. She also works with a number of our corporate clients advising on staff pensions and other benefits. She is currently working toward attaining Chartered Status.

Stella Collinge

Stella Collinge

FPFS, Cert CII (FS), Chartered Financial Planner

Stella is a Chartered Financial Planner and Fellow of the Personal Finance Society who has spent over 25 years working in the financial services profession. Stella works with both Private and Corporate  to help them achieve their goals and objectives throughout life. This includes pre and post retirement planning, investment advice, inheritance tax planning and family and business protection as well as advising companies on their pension obligations. Stella is a shareholder in our business.

Howard Goodall

Howard Goodall

DipFA MLIBF, Financial Planner

Howard is the former principal of Rowley Goodall Ltd, and is an extremely professional and experienced Financial Planner. He has worked in financial planning for more than 30 years and has built a small but very loyal client base through the delivery of a highly personalised service. His advice is principally focussed on investments for private clients, and pre and post retirement pension planning.

Richard Leigh

Richard Leigh

APFS, Chartered Financial Planner

Richard is a Chartered Financial Planner who has over 20 years’ experience working in the financial services profession. Richard’s client work is varied, and he predominantly advises individuals on their pension savings, investments and protection needs. He is very experienced in the post retirement planning market and is able to advise on the full range of flexible options. Richard has spent considerable time working with our corporate clients in relation their employee pension arrangements and has built up a level of expertise in dealing with international clients who have set up operations in the UK and need assistance with benefits for their employees. Richard is a shareholder in our business.

Malcolm Pritchard

Malcolm Pritchard

BSc, ACII, DipPFS, Financial Planner

Malcolm, is the former principal of Beechwood (Pensions & Investments) Ltd. In that role he built up a very successful practice advising personal and corporate clients in all aspects of financial planning, but with a particular focus on pension and investment planning. The success of his business is a tribute to his hard work and energy and his ability to develop lasting relationship with clients. Malcolm has worked in financial planning for over 15 years and has a career in financial services spanning more than 3 decades.

Client Support Team

Brian McHenry

Brian McHenry

BA (Hons), DipPFS, Senior Client Support

Brian joined us in 2017 after graduating with a First-Class Honours Degree in Financial Services from Manchester Metropolitan University. In 2019, he completed the Diploma in Regulated Financial Planning and was promoted to Senior Client Support. He continues to study towards attaining Chartered Status with the aim of joining the advisory team.

Charlotte Mahon

Charlotte Mahon

Senior Client Support

Charlotte joined us in 2010, from a major UK Life and Pensions provider. She was promoted to Senior Client Support in 2014. She is currently studying towards the Diploma in Regulated Financial Planning.

Denise Jessop

Denise Jessop

Senior Client Support

Denise is our longest servicing employee having joined us back in 1989. She was promoted to Senior Client Support in 2017. She is currently studying towards the Diploma in Regulated Financial Planning.

Gareth Edwards

Gareth Edwards

Review Manager

Gareth joined us in 2018 having previously worked for a few major UK Life and Pension providers. He was promoted to Review Manager in 2019 and is responsible for ensuring all of our client reviews are produced and issued and ensuring the timely renewal of our Group Pension and Risk schemes for corporate clients.

Adam Melia

Adam Melia

Client Support

Adam joined us in 2016 from a family financial planning practice. He completed the Certificate in Financial Planning in 2018 and continues to study towards the Diploma.

Kathryn Edwards

Kathryn Edwards

Client Support

Kathryn joined us at the start of 2019 having previously worked for another financial planning practice since 2007. She is currently studying towards the Diploma in Regulated Financial Planning.

Nicola Caruana

Nicola Caruana

Client Support

Nicola joined us in 2019 and has worked in the industry since 1994 for various UK Life & Pension providers.

Eva Lloyd

Eva Lloyd

Accounts & Marketing Support

Eva joined is in 2013 and is responsible for the management accounts and financial reporting aspects of our business. She is currently studying for a bookkeeping qualification. Eva is also involved heavily in the marketing of our business.

Alison Kay

Alison Kay

Client Support

Alison joined us in 2018 having previously worked for another financial planning practice and undertakes a range of duties within the office including client database management.

Julie Lord

Julie Lord

CertPFS, Office Manager (Lymm)

Julie joined our Lymm office when it was first established by Malcolm, as part of Beechwood (Pensions & Investment) Ltd. She is a key member of the team with responsibility for all aspects of client support work and day to day aspects of managing the Lymm office. Julie has completed the Certificate in Financial Planning.

Jennifer Glover

Jennifer Glover

Client Support (Lymm)

Jennifer joined us in 2018, having worked previously worked for another financial planning practice. Jennifer is currently studying towards the Diploma in Regulated Financial Planning.

Call one of the Hammond Raggett and Company team on 0161 834 2222 to discuss how we can help you, or press the button below to be directed to our contact form.

Contact Us

We value long term relationships with our clients; but what do our clients say about us?

We cannot speak highly enough of the quality of advice and personal service that we have experienced from Stephen.  He is professional, thoughtful, understanding and will always go out of his way to ensure his clients are both happy and confident in their decision making.

Our journey has now taken us into retirement and we continue to work closely with Stephen and the team at Hammond Raggett in the knowledge that the planning and investment for retirement continues to receive the same high standard of personal attention.”

Alan and Gail Clifford

Do you think you have some fantastic qualities that would enhance our team? If you are looking to join the Hammond Raggett team please take note of our Insights page where from time to time we will advertise any roles we have available, if you like what you see please get in touch.

Insights