Advisory Income Portfolio

Advisory Income Portfolio

This portfolio is now closed to new investors.

Many of our clients want or need a regular income but are also keen to ensure their capital in not eroded by the impact of inflation. To try to address these dual needs, we created our Income Portfolio.

The Income Portfolio offers a strategic approach to investment driven by our investment committee and following a similar process to that used in our Advisory Managed Portfolios but with a greater focus on income generation.

Funds are selected on a best-of-breed basis and whilst some investments may be more income-oriented and others more growth-oriented, overall, the portfolio is designed to ensure we always consider the duel needs of investors.

The portfolios are designed to deliver a sustainable and growing level of “natural” income in the form of interest and dividends in addition to capital growth. Typically, we expect investors will take this “natural” income as withdrawals.

As you will see from the chart below, from a risk point of view, the Advisory Income Portfolio sits in the middle of the range of portfolios we offer.

What is included in the Income Portfolio Service?

• A strategic approach to investing money, driven by our Investment Committee and our in-house research team.
• A Portfolio that is tactically adjusted each quarter to reflect the Committee’s view on the most appropriate mix of assets to hold for a given investment objective and key changes in the market.
• Funds that are selected on a fiercely independent best-of-breed basis but with a filter applied related to the income mandate of the portfolio.
• Hammond Raggett is not tied to any fund manager, bank, or insurance company.

NOTE: Our Advisory Income Portfolio is currently available to existing investors via a limited number of platforms and will eventually be closed across all platforms. Investors wishing to invest in a managed Income solution may do so via the Discretionary Portfolios available through the A J Bell platform.