Savings & Investment

Savings and Investment Services

Saving and Investing can take many forms – setting aside money regularly in a bank or building society account, Investment ISA or other savings plan for children or grandchildren, to maximising returns on already accumulated sums or inheritances – and the reasons for doing so can be just as diverse – saving for a first home or other short or medium term financial goal, or accumulating funds toward retirement goals. Whatever your situation and objectives, our approach consists of:

  • Defining your investment objectives e.g. income, growth, combination, target dates etc;
  • Establish degree of investment risk you are willing and able to take (click here for our investment risk questionnaire)
  • Suggesting and explaining suitable solutions
  • Implementing those solutions in the most tax efficient way
  • Reviewing the solution in light of changing experience and circumstances

Because we are a entirely independent, we are able to  put in place whatever solutions are suitable for you. That may include investment products and funds, in which case we are able to take a true, whole of market approach, or may simply be advice or cash flow planning with no investment product involved.

Savings and Investment Products include:

ISA

Investment Trusts

LISAs

Onshore Bonds

Offshore Bonds

Structured Products

Unit Trusts and Oeics

VCTs

VIEW

We value long term relationships with our clients; but what do our clients say about us?

The words that instantly come to mind are – friendly, attentive, efficient and effective. It’s the truth so what else can I say apart from, you can put my name to them if you wish.

Gordon, Cheshire

Scroll over the detail below to choose the individual service you require and follow the link provided

Do you think you have some fantastic qualities that would enhance our team? If you are looking to join the Hammond Raggett team please take note of our Insights page where from time to time we will advertise any roles we have available, if you like what you see please get in touch.

Insights