Individual Services

The services for individuals that we offer

Hammond Raggett & Company Ltd offers unbiased, Independent Financial Advice to a wide range of clients. We recognise that different people have different needs which will depend on their stage in life from those just starting out in buying their first home, to those seeking advice on how to best use their pensions and other savings to provide for them in retirement:

Whatever your needs, the advisory process is simple. We take time to get to know you and what you want to achive. Once we understand this, our job is to provide solutions that help to reach your goals, whether that is insuring your family against the risk of the loss of a key breadwinner to ensuring accumulated savings and pensions are used in the most tax efficient way.

The above shows the financial planning process.

Understanding your aims and objectives and satisfying them with an initial solution is only the beginning of our relationship with our clients. Of equal importance, is the ongoing relationship, where those solutions are reviewed and updated to ensure they continue to be suitable given changing personal and financial circumstances and importantly, that they continue to be efficient given the constant tax and legislative change.

We value long term relationships with our clients; but what do our clients say about us?

Over the many years we have been with Hammond Raggett & Co we have always been extremely pleased with the service and personal attention they have given.

Their advice has always been clearly explained and we have been kept up to date with our investment portfolio through the annual reviews.

They are a thoroughly professional and competent organisation and they have guided us through our finances and pensions, answering all our queries in a most efficient manner.

We would not hesitate to recommend their services.”

Barry and Cathy Tilby 

Call one of the Hammond Raggett and Company team on 0161 834 2222 to discuss how we can help you, or press the button below to be directed to our contact form.

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Chartered Financial Planners

Chartered status is an objective mark of professional standing among all professions. It is awarded to firms who can demonstrate commitment to developing knowledge, enhancing capability and maintaining ethical standards. We are proud that in 2007, we were one of the very first firms in the UK to be awarded Chartered Financial Planner status, and we work hard to have this renewed each year. We are still one of only 705 firms out of a total of 5,270 authorised financial adviser firms to be awarded this prestigious designation.